Welcome back! I hope you have started to implement the first three steps from “10 Steps to
Becoming Financially Sassy”.
In case you missed it, you can read it here.

Just to do a quick recap, the first three points we talked about are:
1. A Man is Not a Financial Plan
2. Increase Your Financial IQ
3. Don’t Let Anyone Tell You What To Do With Your Money

Today you and I will talk about steps 4-6. And this is where things start to get really fun. So let’s
jump right in.

4. Learn How to Make a Spending Plan
Ugh. The dreaded “B” word! Who wants to talk about making a budget?
But making a budget is EXACTLY what’s going to give you the insight into where your money
comes and goes. And once you know that, you can start to tell those little dollars what to do,
instead of letting them fly out of your bank account without a plan.
See… budgeting isn’t about how much you make. It’s about how much you spend. And even
women making very little money can meet their needs and still save a little money by having a
very tight budget. By knowing everything they spend their money on.
It’s really not as hard and scary as you think. And it’s something which we go over one-on-one
here at Financially Sassy Woman.

5. Give Yourself a Raise
Did you know women in the workforce only make about .78 to every $1 a man makes? Many
times, it’s simply because we don’t ask for what we’re worth.
Do some research in your field. Find out what the average salary is for your position. Do a little
spy work (nothing illegal) to see if you can find out what others in your position make at your
company.
Once you have some facts, talk to your boss. Present the facts, armed with your
accomplishments to prove why you’re worth the raise.

And if you own your own business… it’s even easier. Just raise your fees. That’s right. Increase
your prices or fees by 10%, right now.
“But I’ll lose customers if my fees get any higher!”
You may lose some, but the ones you keep will value you even more. Because now they’re
paying more for your services.
And we all value what we pay for.

6. Invest in Yourself
Take classes, read books, get a financial coach (ahem).
The more you know about money and finance, the less you’ll let yourself be talked into things
you don’t want or need to invest in.
Pick up a copy of the latest financial magazine. Buy an investing for dummies book.
Call me.
A coach can give you the support and knowledge you need. But most importantly, a coach gives
you accountability.
After creating your budget and learning about the various types of investments, a coach can
help keep you accountable for your budgeting and savings plan.
And if you think learning is expensive… try ignorance!
That’s it for this article.
Next time, we’ll talk about the final 4 steps. If you’d like to get a sneak peek, you can click here
<LINK> to download “10 Steps to Becoming Financially Sassy”.
If you’d like to set up a FREE, no-obligation call so we can talk about your current situation, just
drop me an email at chris@fswclub.com
Talk to you soon.

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